Buy a home
Find the loan that fits the home you want.
Loan programs
Conventional
As little as 3% down for qualified buyers. PMI drops off once you reach 20% equity.
FHA
3.5% down with flexible credit guidelines. A favorite for first-time buyers.
VA
$0 down and no monthly mortgage insurance for eligible veterans, service members and surviving spouses.
Learn more →USDA
$0 down in eligible rural and suburban areas, with income limits.
Jumbo
For loan amounts above conforming limits, with fixed and adjustable options.
Adjustable-rate (ARM)
A lower starting rate fixed for 5, 7 or 10 years, then adjusting. Good if you plan to move or refinance.
Non-QM & bank statement
For self-employed buyers and investors whose income doesn't fit a standard box.
Construction & renovation
Build new or buy a fixer-upper and finance improvements in one loan.
First home? See first-time buyer programs and Texas down payment assistance.
Estimate your payment
Estimated monthly payment
$3,427
- Principal & interest$2,402
- Property tax$667
- Home insurance$200
- Mortgage insurance (PMI)$158
- Loan amount
- $380,000
- Down payment
- $20,000
Want Renee to check these numbers?
She'll send you a real quote based on today's rates and your situation.
Estimates for illustration only, not a loan offer or rate quote. The example rate is not today's rate. Your actual rate, payment and costs depend on credit, property, loan program and market conditions. Property tax and insurance vary by county and property.
Ready to see what you qualify for?
Answer a few quick questions. No credit check, no obligation.