Soft credit check
Real numbers.
Zero hit to your credit.
Find out where you really stand with a soft credit pull. It doesn't touch your score and doesn't commit you to anything. Then Renee takes your actual profile to hundreds of lenders to find your best fit.
A few quick details first, then our partner's secure site opens in a new tab.
±0
points of score impact from a soft pull
Start here
Tell Renee who you are.
Renee gets your details so she can help with your results. Then you'll continue to our partner's secure site for the soft credit check itself.
We never ask for your Social Security number, birth date or income on this site.
How it works
Answer a few questions
Basic details about you and your goals. It takes a few minutes on your phone.
Soft credit check
A soft pull reads your credit without a hard inquiry, so your score doesn't move.
Renee shops your loan
With your real profile, Renee compares hundreds of lenders and comes back with options.
Soft pull vs. hard pull
| Soft pull | Hard pull | |
|---|---|---|
| Affects your credit score | No | Can, by a few points |
| Shows to other lenders | No | Yes |
| Needs a full application | No | Yes |
| Gives real, personal numbers | Yes | Yes |
Questions people ask
Will this hurt my credit?
No. A soft credit check is visible only to you and doesn't count toward your score. A hard pull only happens later, with your permission, if you decide to apply.
Am I committing to anything?
No. You'll see where you stand and Renee will reach out with options. Whether you move forward is up to you.
Why not just use the calculators?
Calculators use assumptions. A soft check uses your actual credit profile, so the options Renee brings you are real ones.
Is my information secure?
The check runs on our partner's secure site over an encrypted connection. Your information is used only to review your options.
Curious what you qualify for?
A few minutes, no score impact, and Renee in your corner.