Texas mortgage broker · NMLS# 1466413

Hundreds of lenders.
One person in your corner.

I'm Renee Damron. Banks sell you their loan. I shop yours across hundreds of lenders to find the rate, cost and program that fits, then walk you all the way to closing day.

Get pre-qualified Explore the calculators

Real numbers from a soft credit check, zero score impact

100s: of lenders compared
20 yrs: in the housing industry
$0: down VA options

Renee Damron

Mortgage Broker · NMLS# 1466413

NHBA MortgageProfessional of the Year

Shopping your loan across 100s of lenders

Try it live

What would that home cost you each month?

Drag the price, pick a down payment, and watch the payment, the income it takes and the cash to close update instantly. Then share your buying power card with anyone.

Texas property taxes and insurance built in
VA, FHA and conventional options side by side
Renee turns it into a real quote in one call

Drag to explore

Example rate 6.5%

Home price

$425,000

Down payment

Estimated monthly payment

$3,641

Income usually needed: ~$97,000/yr
Cash to close: ~$34,000

Get pre-qualified at this price

Estimate includes principal, interest, 2% property tax, insurance and mortgage insurance or VA funding fee, plus about 3% closing costs in cash to close. Not a rate quote.

ConventionalFHAVAUSDAJumboAdjustable-rateNon-QMBank statementConstructionRenovationCash-out refinanceVA streamlineFirst-time buyerDown payment assistanceConventionalFHAVAUSDAJumboAdjustable-rateNon-QMBank statementConstructionRenovationCash-out refinanceVA streamlineFirst-time buyerDown payment assistance

Tools to plan your next move

Payment calculator

See the full monthly payment with Texas taxes, insurance and PMI.

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How much can I afford?

Turn your income and savings into a price range.

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Should I refinance?

Monthly savings and how long until it pays for itself.

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2-minute pre-qualification

A few taps, no credit check. Renee follows up with your options.

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Why a mortgage broker

Banks and big lenders sell their own loans. Renee shops hundreds.

A bank, credit union or big retail mortgage company can only sell you its own loans, at its own prices. As an independent broker with Edge Home Finance Corporation, Renee sends one application to the wholesale market and compares hundreds of lenders on rate, fees and program, so the lenders compete for you, not the other way around.

That means more ways to say yes: if one lender's rules don't fit your situation, Renee moves your file to one that does.

Your applicationBest fit found

1application

100sof lenders

1best fit

A bank

A retail lender

Renee, your broker

Lenders you get

One: the bank itself

One: the company's own loans

Hundreds of wholesale lenders

Pricing

That bank's retail rates and fees

Retail pricing that also pays for national ads and call centers

Wholesale pricing, compared side by side

Loan programs

Only what that bank offers

Only what that company's guidelines allow

Conventional, FHA, VA, USDA, jumbo, non-QM, bank statement and more

If the answer is no

Start over somewhere else

Renee moves your file to a lender that says yes

Who's in your corner

A loan officer selling one bank's products

Often a call center or a different rep each time

Renee, start to finish, on her cell

100s

of wholesale lenders

20 yrs

in the housing industry

NHBA

Mortgage Professional of the Year

$0 down

VA loans for those who served

Renee Damron

Mortgage Broker · NMLS# 1466413

Meet Renee

20 years in housing. Every call answered.

Renee started out working alongside Texas home builders, so she knows what it takes to get a deal to the closing table. As a broker, she shops your loan with hundreds of lenders and keeps you and your agent updated at every step.

Read Renee's story Call 737-345-0909

Videos

Watch & learn with Renee.

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Loans for every stage

Buying your first home, moving up, using your VA benefit or refinancing, there's a program that fits.

First-time buyers

Low down payment options and Texas down payment assistance.

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VA loans

$0 down and no monthly mortgage insurance for those who served.

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Conventional, FHA & jumbo

Fixed and adjustable options from hundreds of wholesale lenders.

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Refinance & cash-out

Lower your rate, drop PMI, or put your equity to work.

Learn more

How it works

1
Talk with Renee
A quick call about your goals, budget and timeline.
2
Get pre-approved
Apply online in about 15 minutes. Renee shops your loan across lenders.
3
Shop with confidence
Make offers with a strong pre-approval letter behind you.
4
Close on time
Renee and your agent get updates at every milestone until you have the keys.